If you are paying off debt, take the month of August to develop a strategy for paying it down faster. If you are a homeowner, refinancing your mortgage can help you save money on interest. If you're paying off credit card debt, a good balance transfer credit card can help you do it without interest for a limited time.
The 2021 holiday season will be here before you know it. To avoid debt during it, start saving during the summer. Doing so could help you avoid a world of stress later on. With the holidays approaching, it is time now to establish a budget that incorporates the various expenses you might face, like travel, gifts, and decor. It’s also a good time to start researching deals if there are big-ticket items you’re planning to buy. November and December are notoriously expensive months to travel, and prices only go up as these months approach. If you plan to travel for the holidays, you can save money by booking your trip well in advance. Start scouting for deals and try to book your trip by the end of September. Visit our website for more in-depth education on your savings levels.